I’m picky. It’s true. I like things to be a certain way. For example. Right now: I want to do a budget. And I want to use the Envelope Method. And I want to be able to see the envelope amounts on the phone. I want it to automatically sync. AND I want the file to be on a shared program so that both RA’s and my laptops pull the file and sync to each of our phones so we’re both up to date from the last sync.
Quicken and MS Money sucks for this. Budget from Snowmint is probably the best Envelope Method software. But Budget doesn’t export to Excel, and it doesn’t export the envelope amounts. Jerks!
Ideally, I’d like the to be able to auto sync with the bank and auto-assign expenditures to certain categories. Budget doesn’t do those things either. I can deal with that, but I still want it to sync or at least export what I want to the phone! ARGH!!!
EVEN MORE ideally, I want all of the above and be able to sync over the air so that each of our phones are up to date all the time. If RA buys something somewhere and pulls out of a certain envelope, I can be 100 miles away and when I check my envelope 5 minutes later, it reflects the updated amount.
MORE IDEALLY STILL, the bank would auto download the transaction to the computer which would in turn auto-assign to appropriate envelopes and send updates to the phone with the new envelope amount information.
But I like to think I’m a reasonable man! I REALLY REALLY want to do all that stuff. Unfortunately, I don’t have the time or resources to learn to develop a PC program for that, get the bank to allow auto downloads for it, develop something for the phone, get them to understand each other and set up the phones / computers to remote sync.
So instead, I think what I’ll do is this: I’ll simply learn how to write code for Windows Mobile and make a envelope budget program and set that up to sync the file to my laptop which will in turn sync over the network to RA’s sync fold and then to her phone. It sounds a lot easier when I think of it this way.
Then maybe I’ll sell the program (trust me, none exist currently) for like $5 – $10 each and make our fortune. Then I won’t even need it! Tada!